Immediate Actions Following a Car Accident in New York
I. Immediate Safety Measures (First 5 Minutes)
A. Secure the Scene
- Check for injuries (self and others)
- Move to safe location if possible
- Turn on hazard lights
- Set up warning triangles/flares if available
- Stay inside vehicle if unsafe to exit
B. Emergency Response
- Call 911 immediately if:
- Any injuries present
- Vehicle damage exceeds $1,000
- Road blockage exists
- Hazardous conditions present
- Commercial vehicles involved
II. Critical Documentation (First 15 Minutes)
A. Police Report Details
Ensure accurate recording of:
- Names of all involved parties
- Vehicle positions
- Weather conditions
- Road conditions
- Witness information
- Officer badge numbers
B. Photographic Evidence
Document thoroughly:
- All vehicle damage
- License plates
- Skid marks
- Traffic signals/signs
- Weather conditions
- Road conditions
- Visible injuries
III. Essential Information Exchange (First 30 Minutes)
A. Required Information
Collect from all parties:
- Driver's license numbers
- Vehicle registration
- Insurance information
- Contact details
- Vehicle make/model
- License plate numbers
B. Witness Documentation
Gather from witnesses:
- Names and contact info
- Brief statements
- Location during accident
- What they observed
- Recording permission
IV. Medical Attention Protocol
A. Immediate Medical Care
Seek evaluation if experiencing:
- Any pain or discomfort
- Head trauma symptoms
- Neck or back pain
- Dizziness/confusion
- Visible injuries
B. Documentation Requirements
Record all:
- Initial symptoms
- Treatment received
- Healthcare providers
- Diagnostic tests
- Prescribed medications
V. Insurance Notification Procedures
A. Initial Report
Contact your insurer with:
- Basic accident details
- Other party's information
- Police report number
- Photos of damage
- Witness information
B. No-Fault Benefits
File within 30 days:
- Application for benefits
- Medical authorization
- Wage verification
- Assignment of benefits
- Treatment plans
VI. Evidence Preservation
A. Physical Evidence
Preserve all:
- Damaged personal items
- Vehicle parts
- Accident debris
- Torn/bloody clothing
- Environmental evidence
B. Digital Documentation
Save all:
- Photos and videos
- Text messages
- Email correspondence
- Phone records
- GPS data
VII. Post-Accident Documentation
A. Personal Records
Maintain detailed records of:
- Pain and symptoms
- Medical appointments
- Medication effects
- Daily limitations
- Lost work time
B. Expense Tracking
Document all costs:
- Medical bills
- Transportation expenses
- Property damage
- Lost wages
- Rental car fees
VIII. Common Mistakes to Avoid
A. Immediate Errors
Don't:
- Admit fault
- Discuss accident on social media
- Provide recorded statements
- Sign any documents
- Leave scene prematurely
B. Follow-up Errors
Avoid:
- Delaying medical care
- Ignoring symptoms
- Missing appointments
- Losing documentation
- Speaking with other's insurance
IX. Legal Considerations
A. When to Contact an Attorney
Seek legal counsel if:
- Serious injuries occur
- Fault is disputed
- Multiple parties involved
- Insurance issues arise
- Commercial vehicles involved
B. Document Retention
Keep all:
- Medical records
- Police reports
- Insurance correspondence
- Witness statements
- Expense receipts
X. Follow-up Actions
A. Short-term Tasks (Within 48 Hours)
Complete:
- DMV accident report
- Insurance claim forms
- Medical evaluations
- Vehicle damage assessment
- Work absence notification
B. Long-term Monitoring
Track:
- Medical progress
- Insurance claims
- Vehicle repairs
- Lost time/wages
- Ongoing symptoms
Essential Tips to Remember
- Safety First: Always prioritize personal safety and medical needs
- Document Everything: Take photos, gather information, keep records
- Seek Medical Care: Even if injuries seem minor
- Report Properly: File all necessary reports with police and DMV
- Preserve Evidence: Keep all accident-related items and documents
Emergency Contact Numbers
- Police Emergency: 911
- NYPD (non-emergency): 311
- NY DMV: (518) 486-9786
- Insurance Department: (800) 342-3736
- Towing Information: (212) 341-6400